Pet insurance is becoming more and more popular. This is a growing trend in the pet business.

Because there are more pet owners and vet bills are going up, pet insurance has become very common. Vet bills are at an all-time high, so it is more important than ever to have reliable financial safety for our pets. In this article, we will talk about significant things to think about when choosing a pet insurance company, so you can make a choice that fits your needs.

Pet insurance reimbursement options:

Some insurance providers limit payouts based on a benefit schedule, opting for a company that reimburses a direct percentage of your vet bill may offer greater value.

Per-Incident vs. Annual Deductible:

With a per-incident deductible, you pay for each separate incident, and the deductible resets accordingly. On the other hand, an annual deductible means that once you reach the deductible amount, you will not incur additional costs for the rest of the year.

Common Hereditary and Genetic Disorders in Dogs and Cats: Importance of Comprehensive Pet Insurance.

Hereditary and genetic disorders pose a significant concern for dogs and cats, affecting both purebred and mixed breeds.
Coverage for Diagnostic Testing, Surgery, and Rehabilitation:
Select a pet insurance provider that offers comprehensive coverage for hereditary and genetic conditions.

Common Genetic Disorders:

• Hip dysplasia – Breeds like Lab’s, German Shepard's and Golden Retrieves
• Progressive Retinal Atrophy (PRA) Cocker Spaniels, Poodles, and Irish Setters are susceptible
• Hypertrophic Cardiomyopathy (HCM), cat breeds such as Maine Coons and Ragdolls

Offers a routine care option

Most of the time routine check-up’s, flea/tick treatment, and feeling blue are not covered. Some companies will cover this under their wellness option, but not many.

Office visits that include exam fees can be costly. Look for a company that covers them.